The process of searching, understanding and securing a mortgage loan can be overwhelming and incredibly time consuming. Let us do the legwork for you. Cove Capital Group offers individual assessment of your financial situation and provides you with customized loan options for you to choose from at NO ADDITIONAL COST TO YOU.We are your ally in the mortgage industry!


Buying a new home is the fulfillment of a long held dream for many individuals and families. Owning your own home is one of the most important financial decisions most people will make in their lives. Cove Capital Group is with you every step of the way to ensure you not only get the best rate possible but understand all the fine points of your home loan and financial obligations. Getting a mortgage is easy; getting the right mortgage takes a trained professional who cares.


Cove Capital Group is locally owned and operated in Denver, NC. We value the family unit and work hard to promote home ownership as well as quality of life in our community. By consulting carefully with each client, we take time to learn what your unique needs are in order to find a mortgage and rate that fits within your budget. At Cove Capital Group we are not just your mortgage broker, we are your neighbor.

Angela Surratt
NMLS #1584634
Angela began her professional career as a small business owner followed by a decade as a national account manager. As a mom of two sons who serve our country (US Navy) and our community (law enforcement), Angela fully supports local business and has a heart for “home-grown” commerce. Angela is committed More>>
Our Team
Todd Surratt
NMLS #1584662
Born and raised in North Carolina, Todd Surratt is a true entrepreneur that has always had a passion for the financial industry. As a young man, Todd attended Appalachian State University where he graduated with a BSBA in Finance & Management Information Systems. From there, he went on to achieveMore>>



We exist to love and value people by fostering home ownership. We build relationships – one loan at a time by putting people first and seeking constantly to understand our clients’ needs.

Core Values

Cove Capital Group is Customer-Focused. You are at the core of all that we do. Your satisfaction drives us to succeed. We believe that there is a right way to do business. We rely on a path of integrity that we follow with the highest ethical standards as our guide. Cove Capital is a responsible and active member in the communities in which we do business. We invest the time and resources to drive positive change where we live and work.


Don't be shy, we would never sell your email address and we are NOT high pressure sales people!